Saturday, May 23, 2009

Don’t Pay The Price For Apathy Towards Phone Dangers

Many of us look up to celebrities and treat them as role models, but those thinking of following the example of using a mobile phone while driving, set by Frank Lampard, Ashley Cole and Jeremy Clarkson, should think again.

Research from a car insurance comparison website states that despite high-profile advertising campaigns, one in two of us still claim we have seen someone using a mobile phone and texting while driving, while one in three of us admit to doing it ourselves.

Despite the apparent apathy from motorists, police have adopted a zero tolerance policy. In 2007, the number of motorists using handheld devices leapt by 42 per cent, but convictions also increased by 18 per cent month-to-month. Clearly drivers still believe they can send a text message without losing control of their vehicle. However, taking your eyes off the road even for a second can lead to a potentially fatal accident.

In addition, using a mobile phone behind the wheel can drive up your car insurance premiums. Being convicted of using a mobile phone while driving will almost certainly lead to a rise in your car insurance renewal costs and your insurer could even refuse to pay out on a claim.

So what is the solution?

The best advice is to switch your mobile phones off while driving. If you feel you can’t afford to do this, then pull over into a safe place to return any phone calls you receive. Alternatively, fit a hands-free kit so you won’t have to take your hands off the wheel.

Check your car insurance policy too, to see if your insurer will refuse a payout in the event that you are the cause of a mobile phone-related accident. Hanging on to cheap car insurance is surely worth more than hanging on the telephone.

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